:root {
  --primary: #1a5f4a;
  --primary-dark: #0d4535;
  --primary-light: #2d8b6a;
  --accent: #ff9f1c;
  --accent-dark: #e88a00;
  --dark: #0f1f1b;
  --gray: #4a5f57;
  --light: #f0f7f4;
  --white: #ffffff;
  --radius: 20px;
  --radius-sm: 12px;
  --shadow: 0 10px 40px rgba(26,95,74,0.12);
  --shadow-lg: 0 20px 60px rgba(26,95,74,0.18);
  --max: 1200px;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { 
  font-family: 'Poppins', sans-serif; 
  color: var(--dark); 
  background: var(--white); 
  line-height: 1.7;
  overflow-x: hidden;
}
.container { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 24px; }
a { text-decoration: none; color: inherit; transition: var(--transition); }
img { max-width: 100%; display: block; }

/* Buttons */
.btn { 
  display: inline-block; 
  padding: 15px 32px; 
  border-radius: 50px; 
  font-weight: 600; 
  font-size: 15px; 
  cursor: pointer; 
  border: none; 
  transition: var(--transition); 
  text-align: center; 
  letter-spacing: 0.3px;
}
.btn--primary { 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%); 
  color: #fff; 
  box-shadow: 0 4px 20px rgba(26,95,74,0.35);
}
.btn--primary:hover { 
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%); 
  transform: translateY(-3px); 
  box-shadow: 0 8px 30px rgba(26,95,74,0.45);
}
.btn--accent {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
  color: var(--dark);
  box-shadow: 0 4px 20px rgba(255,159,28,0.35);
}
.btn--accent:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 30px rgba(255,159,28,0.45);
}
.btn--light { background: #fff; color: var(--primary); box-shadow: var(--shadow); }
.btn--light:hover { transform: translateY(-3px); box-shadow: var(--shadow-lg); }
.btn--outline { 
  background: transparent; 
  color: var(--primary); 
  border: 2px solid var(--primary); 
}
.btn--outline:hover { 
  background: var(--primary); 
  color: #fff; 
}
.btn--block { display: block; width: 100%; }
.btn:disabled { opacity: .6; cursor: not-allowed; transform: none; }

/* Cards */
.card { 
  background: var(--white); 
  border-radius: var(--radius); 
  box-shadow: var(--shadow); 
  padding: 32px; 
  transition: var(--transition);
}
.card:hover { box-shadow: var(--shadow-lg); }

/* Header */
.header { 
  position: sticky; 
  top: 0; 
  z-index: 100; 
  background: rgba(255,255,255,.97); 
  backdrop-filter: blur(20px); 
  box-shadow: 0 2px 20px rgba(0,0,0,.06); 
}
.header__inner { display: flex; align-items: center; justify-content: space-between; height: 80px; }
.logo { 
  font-weight: 800; 
  font-size: 26px; 
  color: var(--dark); 
  display: flex; 
  align-items: center; 
  gap: 8px; 
}
.logo__icon { 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%); 
  color: #fff; 
  width: 42px; 
  height: 42px; 
  border-radius: 12px; 
  display: grid; 
  place-items: center; 
  font-size: 22px;
  box-shadow: 0 4px 15px rgba(26,95,74,0.3);
}
.logo__text { 
  background: linear-gradient(135deg, var(--dark) 0%, var(--primary) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.logo__accent { color: var(--primary); }
.logo--light { color: #fff; }
.logo--light .logo__accent { color: var(--accent); }
.logo--light .logo__text { 
  background: linear-gradient(135deg, #fff 0%, var(--accent) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.nav { display: flex; gap: 32px; }
.nav__link { font-weight: 500; color: var(--gray); transition: var(--transition); position: relative; }
.nav__link::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--primary);
  transition: var(--transition);
}
.nav__link:hover, .nav__link.active { color: var(--primary); }
.nav__link:hover::after, .nav__link.active::after { width: 100%; }
.header__actions { display: flex; align-items: center; gap: 16px; }
.nav-toggle { display: none; flex-direction: column; gap: 6px; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { width: 28px; height: 3px; background: var(--dark); border-radius: 3px; transition: var(--transition); }

/* Hero */
.hero { 
  background: linear-gradient(135deg, #e8f5f0 0%, #d4ede5 50%, #c5e8dc 100%); 
  padding: 80px 0 100px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(26,95,74,0.08) 0%, transparent 70%);
  pointer-events: none;
}
.hero__inner { display: grid; grid-template-columns: 1.1fr .9fr; gap: 60px; align-items: center; }
.hero__title { 
  font-size: 52px; 
  font-weight: 800; 
  line-height: 1.12;
  color: var(--dark);
}
.highlight { 
  color: var(--primary); 
  position: relative;
}
.highlight::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 0;
  right: 0;
  height: 12px;
  background: rgba(255,159,28,0.3);
  z-index: -1;
}
.hero__subtitle { font-size: 18px; color: var(--gray); margin: 26px 0; max-width: 500px; line-height: 1.8; }
.hero__badges { display: flex; flex-wrap: wrap; gap: 14px; }
.badge { 
  background: #fff; 
  color: var(--primary); 
  padding: 10px 20px; 
  border-radius: 50px; 
  font-weight: 600; 
  font-size: 14px; 
  box-shadow: 0 4px 15px rgba(26,95,74,0.1); 
  display: flex;
  align-items: center;
  gap: 6px;
}
.badge::before {
  content: '✓';
  background: var(--primary);
  color: #fff;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
}

/* Calculator */
.calc { position: relative; z-index: 1; }
.calc__title { font-size: 20px; margin-bottom: 18px; color: var(--dark); }
.calc__amount { font-size: 40px; font-weight: 800; color: var(--primary); }
.slider { 
  -webkit-appearance: none; 
  appearance: none; 
  width: 100%; 
  height: 10px; 
  border-radius: 5px; 
  background: linear-gradient(90deg, var(--primary) 0%, #dceee6 0%); 
  outline: none; 
  margin: 20px 0 8px; 
}
.slider::-webkit-slider-thumb { 
  -webkit-appearance: none; 
  appearance: none; 
  width: 28px; 
  height: 28px; 
  border-radius: 50%; 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%); 
  cursor: pointer; 
  box-shadow: 0 4px 15px rgba(26,95,74,.45); 
  border: 4px solid #fff;
}
.slider::-moz-range-thumb { 
  width: 28px; 
  height: 28px; 
  border: 4px solid #fff; 
  border-radius: 50%; 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%); 
  cursor: pointer; 
  box-shadow: 0 4px 15px rgba(26,95,74,.45);
}
.calc__range { display: flex; justify-content: space-between; font-size: 13px; color: var(--gray); }
.calc__field { margin: 22px 0; }
.calc__field label { display: block; font-size: 14px; font-weight: 600; margin-bottom: 10px; color: var(--gray); }
.calc__field select { 
  width: 100%; 
  padding: 14px 16px; 
  border: 2px solid #e0ebe7; 
  border-radius: var(--radius-sm); 
  font-family: inherit; 
  font-size: 15px; 
  background: #fff;
  cursor: pointer;
  transition: var(--transition);
}
.calc__field select:focus { border-color: var(--primary); outline: none; }
.calc__result { 
  display: flex; 
  justify-content: space-between; 
  background: linear-gradient(135deg, var(--light) 0%, #e8f5f0 100%); 
  padding: 20px; 
  border-radius: var(--radius-sm); 
  margin-bottom: 20px; 
  gap: 12px; 
}
.calc__label { display: block; font-size: 13px; color: var(--gray); margin-bottom: 4px; }
.calc__emi { font-size: 28px; font-weight: 800; color: var(--primary); }
.calc__rate { font-size: 20px; font-weight: 700; color: var(--dark); }
.calc__note { font-size: 12px; color: var(--gray); margin-top: 14px; text-align: center; }

/* Sections */
.section { padding: 100px 0; }
.section--alt { background: var(--light); }
.section__title { 
  font-size: 40px; 
  font-weight: 800; 
  text-align: center; 
  color: var(--dark);
  line-height: 1.2;
}
.section__title--left { text-align: left; }
.section__subtitle { 
  text-align: center; 
  color: var(--gray); 
  margin-top: 14px; 
  margin-bottom: 50px; 
  font-size: 18px;
}

/* Page hero (inner pages) */
.page-hero { 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%); 
  color: #fff; 
  padding: 80px 0; 
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.05'%3E%3Cpath d='m36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm-30 30v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.page-hero h1 { font-size: 46px; font-weight: 800; position: relative; }
.page-hero p { margin-top: 14px; opacity: .92; max-width: 600px; margin-left: auto; margin-right: auto; font-size: 18px; position: relative; }

/* Steps */
.steps__grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 30px; }
.step { text-align: center; padding: 40px 30px; }
.step__num { 
  width: 70px; 
  height: 70px; 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%); 
  color: #fff; 
  font-size: 28px; 
  font-weight: 800; 
  border-radius: 50%; 
  display: grid; 
  place-items: center; 
  margin: 0 auto 22px;
  box-shadow: 0 8px 25px rgba(26,95,74,0.3);
}
.step h3 { margin-bottom: 12px; font-size: 20px; color: var(--dark); }
.step p { color: var(--gray); font-size: 15px; line-height: 1.7; }

/* Partners */
.partners__grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.partner { 
  background: #fff; 
  border-radius: var(--radius); 
  box-shadow: var(--shadow); 
  padding: 28px; 
  text-align: center; 
  transition: var(--transition); 
  border: 2px solid transparent;
}
.partner:hover { 
  transform: translateY(-6px); 
  box-shadow: var(--shadow-lg); 
  border-color: var(--primary);
}
.partner__logo { 
  width: 64px; 
  height: 64px; 
  margin: 0 auto 14px; 
  border-radius: 16px; 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%); 
  color: #fff; 
  display: grid; 
  place-items: center; 
  font-weight: 800; 
  font-size: 24px;
  box-shadow: 0 4px 15px rgba(26,95,74,0.25);
}
.partner__name { font-weight: 700; font-size: 17px; color: var(--dark); }
.partner__amount { color: var(--primary); font-weight: 700; margin: 8px 0; font-size: 15px; }
.partner__range { font-size: 13px; color: var(--gray); margin-bottom: 16px; }
.partner__btn { 
  display: block; 
  padding: 12px; 
  border: 2px solid var(--primary); 
  color: var(--primary); 
  border-radius: 50px; 
  font-weight: 600; 
  font-size: 13px; 
  transition: var(--transition); 
}
.partner__btn:hover { background: var(--primary); color: #fff; }

/* About */
.about__inner { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.about__text p { color: var(--gray); margin: 20px 0; font-size: 17px; line-height: 1.8; }
.about__list { list-style: none; margin: 24px 0 30px; }
.about__list li { 
  padding: 12px 0; 
  font-weight: 500; 
  display: flex; 
  align-items: center; 
  gap: 12px;
  font-size: 16px;
}
.about__list li::before {
  content: '✓';
  background: var(--primary);
  color: #fff;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  flex-shrink: 0;
}
.about__card { 
  display: grid; 
  grid-template-columns: 1fr 1fr; 
  gap: 28px; 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%); 
  color: #fff;
  padding: 40px;
}
.stat { text-align: center; padding: 20px 0; }
.stat__num { display: block; font-size: 44px; font-weight: 800; color: var(--accent); }

/* Quotes Section */
.quotes { 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%); 
  color: #fff; 
  padding: 80px 0;
  position: relative;
  overflow: hidden;
}
.quotes::before {
  content: '❝';
  position: absolute;
  top: 20px;
  left: 5%;
  font-size: 200px;
  opacity: 0.08;
  color: var(--accent);
}
.quotes__title { 
  text-align: center; 
  font-size: 36px; 
  margin-bottom: 50px;
  position: relative;
}
.quotes__grid { 
  display: grid; 
  grid-template-columns: repeat(3, 1fr); 
  gap: 24px; 
}
.quote-card {
  background: rgba(255,255,255,0.1);
  backdrop-filter: blur(10px);
  border-radius: var(--radius);
  padding: 32px;
  text-align: center;
  transition: var(--transition);
  border: 1px solid rgba(255,255,255,0.15);
}
.quote-card:hover {
  background: rgba(255,255,255,0.15);
  transform: translateY(-5px);
}
.quote-card p {
  font-size: 17px;
  line-height: 1.7;
  margin-bottom: 0;
  font-style: italic;
}
.quote-card.hindi { font-size: 16px; }

/* App */
.app__inner { display: grid; grid-template-columns: 1.3fr .7fr; gap: 50px; align-items: center; }
.app__text p { color: var(--gray); margin: 20px 0 28px; font-size: 17px; }
.app__stores { display: flex; gap: 16px; flex-wrap: wrap; }
.store-btn { 
  background: var(--dark); 
  color: #fff; 
  padding: 14px 28px; 
  border-radius: var(--radius-sm); 
  font-weight: 600;
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 10px;
}
.store-btn:hover { background: var(--primary); transform: translateY(-2px); }
.app__qr { text-align: center; }
.qr-box { 
  width: 150px; 
  height: 150px; 
  margin: 0 auto 16px; 
  background: #fff;
  border-radius: var(--radius-sm); 
  display: grid; 
  place-items: center; 
  color: var(--dark); 
  font-weight: 800;
  font-size: 20px;
  box-shadow: var(--shadow);
}

/* Testimonials */
.testimonials__grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 30px; }
.testimonial-card { 
  display: flex; 
  gap: 24px; 
  align-items: flex-start;
  padding: 36px;
}
.testimonial-card__img {
  width: 90px;
  height: 90px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
  border: 4px solid var(--primary);
  box-shadow: 0 4px 15px rgba(26,95,74,0.2);
}
.testimonial-card__content { flex: 1; }
.testimonial-card__content p { 
  font-style: italic; 
  color: var(--gray); 
  margin-bottom: 16px; 
  font-size: 16px;
  line-height: 1.7;
}
.testimonial-card__content cite { 
  font-weight: 700; 
  color: var(--primary); 
  display: block;
  font-style: normal;
  font-size: 17px;
}
.testimonial-card__content .role {
  font-size: 13px;
  color: var(--gray);
  margin-top: 4px;
}

/* FAQ */
.faq__list { max-width: 800px; margin: 0 auto; }
.faq__item { 
  background: #fff; 
  border-radius: var(--radius-sm); 
  margin-bottom: 16px; 
  box-shadow: var(--shadow); 
  overflow: hidden;
  border: 2px solid transparent;
  transition: var(--transition);
}
.faq__item:hover { border-color: var(--light); }
.faq__item.open { border-color: var(--primary); }
.faq__q { 
  width: 100%; 
  text-align: left; 
  background: none; 
  border: none; 
  padding: 24px 28px; 
  font-size: 17px; 
  font-weight: 600; 
  cursor: pointer; 
  display: flex; 
  justify-content: space-between; 
  align-items: center; 
  font-family: inherit; 
  color: var(--dark);
  transition: var(--transition);
}
.faq__q:hover { color: var(--primary); }
.faq__q span { 
  font-size: 28px; 
  color: var(--primary); 
  transition: var(--transition);
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--light);
  border-radius: 50%;
}
.faq__item.open .faq__q span { transform: rotate(45deg); background: var(--primary); color: #fff; }
.faq__a { max-height: 0; overflow: hidden; transition: .3s ease; color: var(--gray); padding: 0 28px; }
.faq__item.open .faq__a { max-height: 400px; padding: 0 28px 24px; }

/* Forms */
.contact__inner, .apply__inner { display: grid; grid-template-columns: 1fr 1.1fr; gap: 60px; align-items: start; }
.contact__list { list-style: none; margin-top: 24px; }
.contact__list li { padding: 12px 0; font-size: 16px; display: flex; align-items: center; gap: 12px; }
.contact__list li strong { color: var(--primary); }
.form-card { padding: 40px; }
.form-card h3 { margin-bottom: 24px; font-size: 22px; }
.form__group { margin-bottom: 20px; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form__group label { display: block; font-size: 14px; font-weight: 600; margin-bottom: 8px; color: var(--gray); }
.form input, .form select, .form textarea { 
  width: 100%; 
  padding: 14px 18px; 
  border: 2px solid #e0ebe7; 
  border-radius: var(--radius-sm); 
  font-family: inherit; 
  font-size: 15px;
  transition: var(--transition);
  background: #fff;
}
.form input:focus, .form select:focus, .form textarea:focus { 
  outline: none; 
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(26,95,74,0.1);
}
.form__check { display: flex; gap: 12px; align-items: flex-start; font-size: 14px; color: var(--gray); margin: 18px 0 22px; line-height: 1.6; }
.form__check input { width: auto; margin-top: 4px; }
.form__check a { color: var(--primary); font-weight: 600; }
.form__check a:hover { text-decoration: underline; }
.form__status { text-align: center; font-weight: 600; margin-top: 16px; min-height: 24px; }
.form__status.ok { color: var(--primary); }
.form__status.err { color: #c0392b; }
.apply__trust { margin-top: 30px; background: var(--light); }
.apply__trust cite { color: var(--primary); font-weight: 700; }

/* Thank you */
.thankyou__check { 
  width: 100px; 
  height: 100px; 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%); 
  color: #fff; 
  border-radius: 50%; 
  display: grid; 
  place-items: center; 
  font-size: 50px; 
  margin: 0 auto 30px;
  box-shadow: 0 10px 40px rgba(26,95,74,0.3);
}
.thankyou h1 { font-size: 44px; }
.thankyou p { color: var(--gray); max-width: 520px; margin: 20px auto 32px; font-size: 18px; }

/* Legal */
.legal { max-width: 800px; margin: 0 auto; }
.legal h3 { margin: 30px 0 12px; color: var(--dark); }
.legal p { color: var(--gray); line-height: 1.8; }

/* CTA */
.cta { 
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%); 
  color: #fff; 
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta::before {
  content: '';
  position: absolute;
  top: -100%;
  right: -50%;
  width: 100%;
  height: 300%;
  background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 60%);
}
.cta__inner { position: relative; }
.cta__inner h2 { font-size: 38px; }
.cta__inner p { margin: 20px 0 32px; opacity: .92; max-width: 600px; margin-left: auto; margin-right: auto; font-size: 18px; }

/* Team Section */
.team__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 40px;
  max-width: 700px;
  margin: 0 auto;
}
.team-card {
  text-align: center;
  padding: 40px 30px;
}
.team-card__img {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  margin: 0 auto 20px;
  border: 5px solid var(--primary);
  box-shadow: 0 8px 30px rgba(26,95,74,0.2);
}
.team-card h4 {
  font-size: 22px;
  color: var(--dark);
  margin-bottom: 6px;
}
.team-card p {
  color: var(--primary);
  font-weight: 600;
}

/* Footer */
.footer { background: var(--dark); color: #c8d6cf; padding: 70px 0 24px; }
.footer__inner { display: grid; grid-template-columns: 2fr 1fr 1fr 1.2fr; gap: 40px; }
.footer__brand p { margin-top: 16px; font-size: 15px; max-width: 280px; line-height: 1.7; }
.footer__col h4 { color: #fff; margin-bottom: 20px; font-size: 17px; }
.footer__col a { display: block; padding: 8px 0; font-size: 15px; transition: var(--transition); }
.footer__col a:hover { color: var(--accent); transform: translateX(4px); }
.footer__phones { margin-top: 8px; }
.footer__phones a { 
  display: flex; 
  align-items: center; 
  gap: 8px; 
  padding: 6px 0;
  font-size: 15px;
}
.footer__disclaimer { 
  margin-top: 50px; 
  padding-top: 30px; 
  border-top: 1px solid rgba(255,255,255,.12); 
  font-size: 13px; 
  opacity: .8;
  line-height: 1.7;
}
.footer__copy { margin-top: 16px; }

/* WhatsApp */
.whatsapp { 
  position: fixed; 
  bottom: 28px; 
  right: 28px; 
  width: 64px; 
  height: 64px; 
  background: linear-gradient(135deg, #25d366 0%, #128c7e 100%); 
  color: #fff; 
  border-radius: 50%; 
  display: grid; 
  place-items: center; 
  box-shadow: 0 8px 30px rgba(37,211,102,.5); 
  z-index: 200; 
  transition: var(--transition);
}
.whatsapp:hover { transform: scale(1.1) rotate(5deg); box-shadow: 0 12px 40px rgba(37,211,102,.6); }

/* Call Button */
.call-btn {
  position: fixed;
  bottom: 28px;
  right: 104px;
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
  color: var(--dark);
  border-radius: 50%;
  display: grid;
  place-items: center;
  box-shadow: 0 8px 30px rgba(255,159,28,.5);
  z-index: 200;
  transition: var(--transition);
}
.call-btn:hover { transform: scale(1.1) rotate(-5deg); box-shadow: 0 12px 40px rgba(255,159,28,.6); }

/* Responsive */
@media (max-width: 1024px) {
  .hero__inner, .about__inner, .app__inner, .contact__inner, .apply__inner { grid-template-columns: 1fr; }
  .hero__title { font-size: 42px; }
  .partners__grid { grid-template-columns: repeat(3,1fr); }
  .testimonials__grid { grid-template-columns: 1fr; }
  .quotes__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 900px) {
  .steps__grid { grid-template-columns: 1fr; max-width: 400px; margin: 0 auto; }
  .partners__grid { grid-template-columns: repeat(2,1fr); }
  .footer__inner { grid-template-columns: 1fr 1fr; }
  .nav { 
    position: fixed; 
    top: 80px; 
    left: 0; 
    right: 0; 
    background: #fff; 
    flex-direction: column; 
    padding: 24px; 
    gap: 8px; 
    box-shadow: 0 12px 30px rgba(0,0,0,.12); 
    transform: translateY(-150%); 
    transition: .4s cubic-bezier(0.4, 0, 0.2, 1); 
  }
  .nav.open { transform: translateY(0); }
  .nav__link { padding: 12px 0; }
  .nav__link::after { display: none; }
  .nav-toggle { display: flex; }
  .hero__title { font-size: 36px; }
  .page-hero h1 { font-size: 32px; }
  .section__title { font-size: 32px; }
  .quotes__grid { grid-template-columns: 1fr; }
  .team__grid { grid-template-columns: 1fr; max-width: 350px; }
}
@media (max-width: 560px) {
  .partners__grid, .footer__inner, .form__row { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }
  .hero { padding: 50px 0 70px; }
  .hero__title { font-size: 30px; }
  .hero__badges { gap: 10px; }
  .badge { font-size: 13px; padding: 8px 14px; }
  .calc { padding: 24px; }
  .quotes { padding: 60px 0; }
  .whatsapp, .call-btn { width: 56px; height: 56px; bottom: 20px; }
  .whatsapp { right: 20px; }
  .call-btn { right: 86px; }
}

/* Animation on scroll */
@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.animate-in {
  animation: fadeInUp 0.6s ease forwards;
}